ANNUITIES

Annuities are designed to help you grow your retirement income. They’re long-term contracts from an insurance company where you invest your money. In return for your investment, you get income in the form of regular payments.

 

At LFC annuities offered are from carriers with high ratings. There are several types of annuity products available to choose from. Whether you’re looking for income options, or spousal protection, your financial professional can tailor a plan to meet your specific goals.

FIXED ANNUITIES

Your investment grows based on

a guaranteed rate of return.

INDEX ANNUITIES

Your investment is protected against loss

& the potential for increased earnings

is based on index growth.

KEY PRODUCT FEATURES

Multi-year guarantee annuities (MYGAs) – Guarantee an interest rate and agree to the time we’ll hold your money when you open your contract.

Single premium immediate annuities (SPIAs) – Maximize the income potential of a lump sum of money with a payout that’s set at the time you open your contract.

 

Fixed index annuities (FIAs) – Our most popular type of annuity, FIAs are versatile products able to help fit a wide variety of potential needs that offer several indexing options for interest potential. 

 

Guaranteed Life Income Rider (GLIR) – Provides a lifetime stream of income that you cannot outlive.

Principal is Secure – Even with market volatility, investors will not lose value on their fixed indexed annuities (FIAs). Your savings aren’t exposed to market fluctuations, so even in a negative market return, interest credited will never fall below zero. You can never lose your interest once it’s credited to your principal.

ANNUITY CARRIERS & PRODUCT

(click for carrier website)

Fixed Annuities

Fixed Indexed Annuities

403(B)/TSA

401(K)

457

IRA

ROTH IRA

ASK AN EXPERT

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